Real Estate Cash Flow Calculator
Calculate cash flow for your real estate business using industry-specific benchmarks and defaults.
Monthly Cash Flow
$6,250
Net cash in or out each month
Monthly Burn Rate
$0
Cash spent beyond revenue (if negative)
Cash Runway
—
Months your reserves will last
Annual Cash Flow
$75,000
Projected 12-month net cash flow
How to Use This Cash Flow Calculator
Enter your monthly revenue — the cash actually collected each month, not just invoiced. For real estate businesses, revenue comes from Sales commissions, Property management fees, Lease-up / tenant placement fees. Use an average month or run the calculation for both peak and slow months.
Enter your total monthly expenses — everything that leaves your bank account. Include MLS & licensing fees, Marketing & advertising, E&O insurance, Transaction coordination, plus loan payments and any other recurring costs.
Need more than a calculator for your real estate finances?
Our Real Estate Cash Flow Template gives you a complete, ready-to-use Excel spreadsheet with industry-specific categories, formulas, and dashboards. Skip the setup — start analyzing in minutes.
Cash Flow Calculator for Real Estate Businesses
Cash flow management is the difference between a real estate business that survives and one that thrives. Even profitable businesses fail when they run out of cash — a common scenario when revenue is seasonal, customers pay late, or a large expense hits unexpectedly. This calculator gives you a clear picture of your monthly cash position and how long your reserves will last.
Peak activity spring through summer (March–August); winter slowdown, especially December–January. Commercial real estate has less pronounced seasonality. Understanding these patterns is critical for real estate businesses. Build cash reserves during peak months to cover fixed costs during slower periods. Key costs like MLS & licensing fees, Marketing & advertising, E&O insurance don't stop during slow months, so your cash reserves need to bridge the gap.
Real Estate Industry at a Glance
Financial templates built for real estate professionals — agents, brokers, property managers, appraisers, and inspectors. Pre-loaded with commission tracking, management fee structures, and transaction-based billing.
Revenue Drivers
- Sales commissions
- Property management fees
- Lease-up / tenant placement fees
- Appraisal & inspection fees
Key Cost Categories
- MLS & licensing fees
- Marketing & advertising
- E&O insurance
- Transaction coordination
- Technology & CRM
- Office & brokerage fees
Typical Margins
Gross: 40-70% · Net: 15-35%
Seasonality
Peak activity spring through summer (March–August); winter slowdown, especially December–January. Commercial real estate has less pronounced seasonality.
Key Performance Indicators
Frequently Asked Questions
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