Roofing Budget Template

Enter your revenue projections by job type and your expected costs for materials, labor, and overhead. If you don't have targets yet, pull your numbers from last year's records as a baseline. The Annual Summary sheet will show you how the full year shapes up across all months — pay attention to how the numbers change once you account for your slow season. Copy your monthly structure forward, adjusting projections for months you know will be heavy or light, and the budget is built.

A roofing budget that actually works is built around the categories that drive your costs, not generic small-business categories. Materials should be split by type because shingles are your largest variable cost and need to be tracked separately from smaller materials to spot price increases. Labor needs to separate crew payroll from subcontractor costs, since they behave differently — your crew is a fixed cost most weeks, while subs scale with job volume. Overhead should include insurance (which is substantial in roofing, given liability and workers' comp rates), vehicle costs, and equipment maintenance, all tracked monthly so you can see if any of these lines are growing out of proportion to revenue.